Last updated: 4/26/2025
These Terms and Conditions constitute a legally binding agreement made between you and EMP WebTech LLC concerning your use of neetworth.com (the "Service"). By accessing or using the Service, you agree to be bound by these Terms.
The Service ("neetworth.com") is a personal net worth tracking application that allows users to manually input and track their financial data. Through manual data entry, you maintain complete control over your financial information - we never automatically import or connect to external accounts. The Service may include features such as manual asset and liability tracking, financial calculations, data visualization, and reporting tools. This design ensures maximum privacy and puts you in full control of your financial data management.
We take the security of your personal and financial information very seriously. For detailed information about how we collect, use, protect, and handle your personal information, please refer to our Privacy Policy. By using the Service, you acknowledge that you have read and understood our Privacy Policy.
The Service and its original content, features, and functionality are owned by EMP WebTech LLC and are protected by international copyright, trademark, and other intellectual property laws.
When you create an account, you must provide accurate and complete information. You are responsible for maintaining the security of your account and password. You agree to accept responsibility for all activities that occur under your account.
Some aspects of the Service are provided for a fee. You agree to pay all fees in accordance with the pricing and payment terms presented to you. Subscriptions automatically renew at the end of each billing period unless canceled.
You may cancel your subscription at any time through your account settings or by contacting [email protected]. To prevent renewal charges, you must cancel at least 24 hours before your next renewal date. If you cancel your subscription:
While subscriptions are generally non-refundable, we may provide refunds in specific circumstances:
Refund requests must be submitted to [email protected] within 7 days of the charge date. Each refund request will be evaluated on a case-by-case basis, and we reserve the right to deny refunds that do not meet these criteria.
The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not warrant that:
You acknowledge that your use of the Service is at your own discretion and risk.
You agree not to:
While we strive to maintain accurate calculations, we do not guarantee the accuracy of any financial information or calculations provided through the Service. The Service is intended for informational and personal tracking purposes only and should not be considered financial advice. You are responsible for verifying all information and calculations. Please consult qualified financial professionals for critical financial decisions, tax advice, or investment planning.
EMP WebTech LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service. The Service is provided "as is" without any warranties. In the event of a security breach affecting your personal information, we will notify you promptly via email or prominent notice on our Service within 72 hours of discovery and take appropriate steps to protect your information.
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to:
We may terminate or suspend your account and access to the Service immediately, without prior notice, for any reason, including breach of these Terms. Upon termination, your right to use the Service will immediately cease.
We reserve the right to modify these Terms at any time. For material changes that significantly affect your rights or obligations, we will notify you by:
Where legally required, we will obtain your consent before changes take effect. Your continued use of the Service after such notifications constitutes your acceptance of the updated Terms.
Before initiating any legal proceedings, both parties agree to:
Any legal proceedings shall be subject to the exclusive jurisdiction of the courts located in New York, as previously stated. Both parties agree to waive any right to a jury trial.
These Terms shall be governed by the laws of the State of New York, without regard to its conflict of law provisions. Any disputes relating to these Terms or your use of the Service will be subject to the exclusive jurisdiction of the courts located in New York.
For any questions about these Terms, please contact us at: [email protected]