Privacy Policy

Last updated: 4/26/2025

Introduction

This Privacy Policy describes how EMP WebTech LLC ("we," "us," or "our") collects, uses, and protects your information when you use neetworth.com (the "Service"). We respect your privacy and are committed to protecting your personal information.

Information We Collect

We collect the following types of information:

  • Account Information: Email address and encrypted password when you create an account
  • Financial Information: Account balances, asset values, and other financial data you choose to enter
  • Usage Data: Information about how you use the Service, including browser type, IP address, and device information

How We Use Your Information

We use the collected information for:

  • Providing and maintaining the Service
  • Calculating and tracking your net worth
  • Sending verification emails and important notifications
  • Improving and optimizing the Service
  • Detecting and preventing fraud or abuse

Data Storage and Security

We implement appropriate security measures to protect your information. All communications between your device and our servers are protected by industry-standard encryption protocols (such as HTTPS/TLS). We maintain standard security practices and regularly update our systems to protect against unauthorized access. Our service is designed to track net worth through manual data entry - we never request or store credentials for your external financial accounts.

Data Sharing and Third Parties

We do not sell your personal information. We may share your information with third parties only in the following circumstances:

  • With your explicit consent
  • To comply with legal obligations
  • To protect our rights, privacy, safety, or property
  • In connection with a business transfer or acquisition

Your Rights

You have the right to:

  • Access your personal information
  • Correct inaccurate information
  • Request deletion of your information
  • Export your data
  • Opt-out of marketing communications

Third-Party Services

We utilize certain third-party services to operate and maintain our Service. These include partners for:

  • Infrastructure Hosting: To host our Service and store data securely.
  • DNS and Security: To manage domain name resolution, enhance security, and handle secure data backups.
  • Email Delivery: To send essential transactional emails, such as account verification and important notifications.

These service providers are bound by data processing agreements and are only permitted to use your data as necessary to provide their services to us. The specific providers we use may change over time as we strive to improve our Service.

Cookies and Tracking

We use only essential authentication cookies to maintain your secure login session. These cookies are small text files stored on your device that allow us to remember your login status and keep you securely authenticated while using the Service. These cookies are strictly necessary because:

  • They maintain your secure login session across pages
  • They prevent unauthorized access to your account

These cookies are automatically removed when you log out. We do not use any tracking, analytics, or advertising cookies.

Analytics and Tracking

Any analytics we implement are self-hosted on our own infrastructure, ensuring your usage data never leaves our secure environment. We do not share your usage data with third-party analytics providers.

Children's Privacy

The Service is not intended for children under 13. We do not knowingly collect information from children under 13.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or operational needs. For material changes that significantly impact your privacy rights or how we use your data, we will notify you by:

  • Displaying a prominent notice within the Service (e.g., on your dashboard or as a pop-up upon login)
  • Updating the "Last updated" date at the top of this policy

Where legally required, we will obtain your consent for changes before they take effect. We encourage you to review this Privacy Policy periodically to stay informed about our practices. Your continued use of the Service after such updates signifies your acceptance of the updated Privacy Policy.

Legal Basis for Processing

We process your personal information on the following legal grounds:

  • Performance of the contract when you use our Service
  • Your consent, which you can withdraw at any time
  • Our legitimate interests, which include:
    • Maintaining and improving Service security
    • Debugging and preventing fraud
    • Enhancing Service functionality and user experience
    • Analyzing Service usage to improve performance
  • Compliance with legal obligations

Data Retention

We retain your personal information for as long as your account remains active or as needed to provide you with the Service. If you close your account, we will retain your data for up to 30 days after account closure, unless required by law to retain it longer. During this retention period, your data is maintained to comply with legal obligations, resolve disputes, and prevent fraud. You can request deletion of your data at any time by contacting us, and we will process your request within this timeframe unless legal obligations require extended retention.

International Data Access and Storage

Our Service is primarily intended for users residing in the United States. If you access our service from outside the U.S., you acknowledge that your personal data will be transferred to, stored, and processed on servers within the United States, where the applicable data protection standards may differ from those in other jurisdictions. Should we serve a significant number of users from the European Union in the future, we will implement appropriate safeguards—such as Standard Contractual Clauses—to ensure an adequate level of data protection for EU personal data.

Security Incidents

In the event of a security breach affecting your personal information, we will notify you promptly via email or prominent notice on our Service within 72 hours of discovering the breach. We will provide information about the breach and steps we are taking to protect your information.

Business Transfers

If we are involved in a merger, acquisition, or sale of all or part of our assets, your information may be transferred as part of that transaction. We will notify you via email and/or prominent notice on our Service of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

Regional Privacy Rights

As our Service is primarily focused on users in the United States, we ensure compliance with applicable U.S. privacy laws. Users in certain jurisdictions, particularly California residents under the CCPA, have specific privacy rights, including:

  • The right to know what personal information is collected
  • The right to request deletion of personal information
  • The right to opt-out of the sale of personal information (though we do not sell your information)
  • The right to non-discrimination for exercising these rights

Contact Us

If you have questions about this Privacy Policy or need to exercise your privacy rights, please contact us at [email protected]